If you are in your mid-twenties just like me, you will most likely already have had a conversation with your friends as to ‘why were we not taught this in school?’ Whether this is learning more about credit cards, paying off debt, paying taxes or the process of buying your first home, there are so many basic financial tips for young adults that are overlooked during our school years that can lead to us not being the most careful with our cash!
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For many of us, our twenties can be a cash strapped time. However, once you realise that hitting thirty puts you nearly halfway to retirement age, this is when things start to get serious. By mastering just a few financial lessons, you can make sure that you enter into your thirties with more control over your finances.
Are you struggling to decide whether to pay off debt or save your money? If you now have more disposable income than before, you may be wondering what is going to be the most beneficial overall to your wallet. There are pros and cons to both, and you can consider these factors before making a decision.